Turn Challenges into Opportunities
It's your investments' turn to do the hard work.
Whether you’re newly retired, getting ready to retire laying the foundation of your financial future, a good plan with the right strategies can help you meet the financial challenges you’ll face on the road to retirement. Our range of solutions can help give you the control and confidence you may need to enjoy Retirement Income certainty.
HD Lifetime® Income is the only benefit available that locks in new account highs daily and immediately starts growing your retirement income at an annual compounded rate for the first 10 years or until you take your first guaranteed retirement income withdrawls (called a Lifetime Withdrawal), whichever comes first.
That means more potential for higher annual income in retirement.
- Create guaranteed lifetime income for retirement
- Increase your retirement income in up markets, while protecting it through downturns
- Gain access to professionally managed investment portfolios
- Provide a guaranteed death benefit for your beneficiaries
Protect your income
You take steps to care for and safeguard the ones you love each day. You invest and put away money to protect your family, but even the best investments need time to grow. What if something unexpected were to happen to you along the way - an unforeseen accident, life-threatening illness or death? The life INSURANCE death benefit gives you the opportunity to plan for the unexpected, and protect your family from financial hardship by:
-
Planning for retirement has become the number one financial concern for most individuals. You may put money aside in 401(k)s and IRAs, but still worry that you do not have enough savings opportunities to meet your long-term goals. What other options are available to both help protect your family and supplement your retirement income? Life insurance may be the answer. Many permanent policies can be designed to provide both death benefit protection for your lifetime and the potential for cash value accumulation. Cash value is built over time through a combination of premium payments and interest - and grows on a tax-deferred basis. The cash value can be partially withdrawn or borrowed to help provide an additional source of retirement income.
Find out more about how life insurance can help you plan for a well-deserved retirement. Talk to J. William King and Associates today.
Safeguard your business
You own a successful business and would like it to continue for generations. But running a small business can have its challenges. You want to make sure your company is protected against the loss of key employees whose knowledge and contributions are invaluable. You need to be able to attract, retain and reward employees in today's competitive environment. And, when you pass away or are ready to retire, you'll want to have a succession plan in place. Life INSURANCE provides options and potential solutions to address many of these challenges.
